adj 1: loaded to excess or impeded by a heavy load; "a summer resort...encumbered with great clapboard-and-stucco hotels"- A.J.Liebling; "a hiker encumbered with a heavy backpack"; "an encumbered estate" [ant: unencumbered]
Encumber En*cum"ber, v. t. [imp. & p. p. Encumbered; p. pr. & vb. n. Encumbering.] [F. encombrer; pref. en- (L. in) + OF. combrer to hinder. See Cumber, and cf. Incumber.] [Written also incumber.] 1. To impede the motion or action of, as with a burden; to retard with something superfluous; to weigh down; to obstruct or embarrass; as, his movements were encumbered by his mantle; his mind is encumbered with useless learning. Not encumbered with any notable inconvenience. --Hooker. 2. To load with debts, or other legal claims; as, to encumber an estate with mortgages. Syn: To load; clog; oppress; overload; embarrass; perplex; hinder; retard; obstruct; check; block.
burdened, burdened with debt, charged, cumbered, deep in debt, embarrassed, fraught, freighted, hampered, in debt, in difficulties, in embarrassed circumstances, in hock, in the hole, in the red, indebted, involved, laden, loaded, mortgaged, oppressed, overburdened, overcharged, overfraught, overfreighted, overladen, overloaded, overtaxed, overweighted, plunged in debt, saddled, taxed, tied up, weighted, weighted down